In southern Germany, severe floods have left entire areas underwater, causing financial damage that will cost billions to repair.
Deutsche Welle reports that politicians are now pushing for compulsory insurance to better cover future damages.
Regions along the Rhine, the Elbe, and the edge of the Alps have been especially hard hit by heavy rains, hailstorms, and thunderstorms this year.
According to the German Insurers' Association, only half of all homeowners in Germany are insured against flood damage, leaving many without adequate protection.
Stefan Weil, the Prime Minister of Lower Saxony (SPD), supports mandatory insurance for natural hazards. He believes this would spread the costs more fairly and ensure all buildings are covered against future disasters.
However, the insurance industry is cautious and wants state support to handle the financial risk of major damage events.
The Left Party suggests a solidarity-based insurance system with affordable contributions and state subsidies.
During a visit to the flooded areas, Federal Chancellor Olaf Scholz (SPD) announced federal financial aid to help with reconstruction. He also stressed the need to fight climate change to prevent such disasters in the future.
